Thanks all for your input, one last question. If I don't fall into a phising trap or download any malware and don't have any viruses how easy is it to be hacked and money stolen from a desktop wallet if you're running Win 10? For example if i'm targeted by some hacker. Just trying to gauge how secure I am as typical cryptocurrency user.
Just make sure your system up-to-date. AFAIK win 10 have some bug in their system:
https://www.forbes.com/sites/thomasbrewster/2017/05/09/microsoft-windows-bug-allowed-one-email-hack-google-says/amp/ I don't have experience use win 10.
All this time i used win7/win8, so far there's no problem.