I have few questions, how MONETHA differ from UTRUST. I have read both the whitepaper for me utrust sounds superior from monetha. Both are payment block chains based on the same concept as how PayPal works. Rod map looks similar for both.

Utrust have shown some advantage over PayPal in there white paper. They have payment protection in place. Do you provide any payment protection for the buyers or sellers. If you don’t have payment protection it’s unlikely to attract consumers.

The only advantage I can see is that you have a great experienced team. That make me to think to invest in your project.