Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.
Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I actually think that's a good idea. Bitcoin bank can even be automated with smart contract technology to process lending, depositing and giving out loans.
The only issue is, banks need to deal with complicated issues that go beyond the capacity of AI. For example, evaluating risk of firms can be really hard, given the fact that the world is colorful. The core "competitiveness" of a successful bank is the expertise of managing risk rather than automating process or transparency.