Hi,
I am looking for ethereum and can pay via bank transfer, NEFT, IMPS, or may be Paytm.
You go first.
As per my bank i need to add your account as payee and it take 24hrs to get added.So upfront can send bank details and after 24hrs you can send fund and confirm.Once it get add instant fund transfer.
or paytm can be instant.
why don't you buy bitcoins and then get it exchanged easily for alt coins/ ethereum in your case.You can easily exchange them from any reputable exchange like bittrex, yobit etc. Be sure to get out of the exchange and move your coins to your wallet after you are done.
He had funds in his bank account so y first he go and buy btc and then exchange it to any another alt currency when he can directly buy those from here . Yes if cant find any seller then he can do this