This ^^^ and the fact that I use cash all the time too. I never bought the hype about cash being a pain in the ass. I love using cash.

The real problem is that I can get cash back already using various credit cards and debit cards. I know plenty of people who get free flights or other perks from using something other than cash that already exists. Why would they want to switch to "ripple".

Bitcoin has its place for sure and always, but ripples place was filled by Credit in the 80's, and Debit in the 90's. Once you add the perks for these cards and the fact that people are so used to using them you can see why most people will never switch out of what they already have today for most small and quick purchases.