everex may be in the middle of a successful ICO. They have a similar P2P style banking model.
I read this article and can't find the something difference from yours, so why do you think should anyone buy BAC if you're not doing anything different from Everex?
don't think everex is a successful project, if your opponent was everex, you may fail too. they only completed 70% when there is the remaining 10 days
We wrote a piece describing some significant differences between the LakeBanker business model and Everex. We feel that ours is far superior. Check it out on medium