why don't you specifically address the concerns everyone is voicing here? like with some facts? i'll be happy to be educated but no one seems to be providing any specific details, implementations, or code to convince us otherwise.
Here's the problem: TradeFortress and his ilk are completely irrational when presented with facts regarding Ripple. There are plenty of posts by David Schwartz, chief cryptographer at OpenCoin, all over the forum (he goes by "JoelKatz") answering all these questions but they get ignored.
The main flaw in the "logic" of thinking Ripple is a scam is on the one hand claiming that they are going to get rich off XRP but then saying that Ripple is useless and only exists to defraud the public. It should be obvious that these are mutually exclusive possibilities. It is clearly in OpenCoin's best interests to follow through on their promises, and to make sure that the software lives up to all of its claims - to do otherwise, would undermine any potential value of XRP (the built-in currency).
Not quite mutually exclusive, I'm afraid. It all depends on the endgame. If you believe the Ripple developers, then yes, they would be mutually exclusive. But as long as you can trade XRP for BTC, then it's also possible (with varying degrees of likelihood) to make money by defrauding the public with XRP.
I am quite agnostic regarding Ripple, and as mentioned before, won't touch it with a ten foot pole until it's fully open and decentralized. But what you're presenting here as a logical fallacy quite simply isn't one.