This is what happens when you don't think of the consequences of your actions. It might sound unfair to you but this is a precautionary measure to ensure the community is spared the risk of exposure to frivolous offers.
Asking for a loan of USD 4000 and offering to secure it with worthless collateral was a reckless attempt to put certain naive people here at risk of parting with their bitcoins. Thus the red paint.
Always think before you type.