Yeah the last thing we want here is the government. The government has killed innovation everywhere, in the insurance industry allowed it's cronies to prosper at the expense of customers. UmbrellaCoin is clear of Howey Test, but I like that crypto industry stands in defiance of government threats
The government destroys everything it touches a major reason why especially the health insurance industry is a wreck and it doesn't help when monster corporations and big pharma inflate the cost of services in this industry.