And one more (hopefully quick) question.

During the dip last July you shifted a fair amount into USDT. That's a touch high-risk for me given their (and/or bfx) banking troubles. Technically, I'm more worried about an irrational market response to the whole thing.

Any thoughts on an alternative? Could always do Alt -> BTC -> Fiat, but that's messy and I assume slippage becomes a thing. What do you think of bitUSD? Still end up doing Alt -> BTS -> bitUSD, but that seems less risky to me for some reason.

Would've just been happy hoarding LTC but now that's hitting ATH's too. Maybe that's still the answer since it's still way less volatile (retraced like half of what BTC did in July)?