I love this idea and concept and think there will be another coin to rival bitcoin, who knows this could be it.  I remembered the other day that I had got told about bitcoin back in 2011, I looked over all my old emails and realised that I had opened a crypto wallet and tried to purchase some bitcoin, unfortunately the platform was down at the time and I just never bothered with it again, seems to be the story of my life    I do understand though that a lot of people are going to make a lot of money over the years through crypto currency.  There is one bit though I can't get my head around.  For people to buy the coins they are going to have to use their mastercard or visa.  So these are still king.  If as they say they have got a platform for launch with £20 million turnover and 10 million customers.  OK I get where the platform won't have to pay any fees to visa or mastercard and will benefit from getting owl coins.  What's in it for the consumer, I take it they will still have to buy owl coins through visa or mastercard.  If they are purchasing something for £100 they may have to buy £110 worth of owl coins to cover price movements etc.  Why would they go through all that hastle if they can just buy direct using mastercard or visa.  I take it the platform will still have these options open.