5% is looking a bit too much compared to this https://www.statista.com/statistics/191077/inflation-rate-in-the-usa-since-1990/ I am not 100% positive if the numbers are absolutely correct here, but anyways, Looks like 1 - 2% is going to be better.

Since the PoS is future in my opinion, especialy because the speed and the scalabitliy is the future. If we want to get mass adoption, to not get into the point where the bitcoin is today. I would like a system of staking that is incentivizing stakers to use - sell - throw their or part of their "5%" back to the market. Something like PoS - PoI (proof of importance) that is using NEM. Its a PoS that is incentivizing stakers to use their coins (not just sending to another wallet of yours ) What do you think guys.

Another thing, what do you think about governments cracking on the anonymity coins. I guess anonymity coins are going to be first ones attacked by govs, Have you any ideas how to avoid that, or some vision into the future in case its going to happen. You know anonymity coins wont have to pay taxes  , thats going to be a problem and an advantage   .