man i participated ico and sold at loss, well this happens :/ good for those who kept their faith mco going strong 
"I have a theory of a possible scenario... FYI, I have a huge chunk of PAY. Recently in a blog, Xapos (hope I spelled correctly) issued a blog statement that cards issued outside of Europe will be denied service due to Visa's new policy. I noticed on TenX webpage that Xapos is grouped with Wire. And Monaco signed an agreement with Wirecard to use its services. Our enthusiastic leader Julian updated us that we will be switching from Wavecrest to a new global issuer and we as TenX supporters will receive a new card. He also mentioned, others didn't have a Plan B instated for any troubles down the road.
Monaco could have problems right now and of course they are not as transparent as TenX. Monaco is being hyped by a few members in the cryptospace. More so than the company itself. Old statements twisted as new fact... this could blow up in people's faces. Julian is correct to say "let's see if they can deliver on their promises". Let's see the execution. Smoke and mirrors are great in the moment, who will win out in the long run?"
Quote source:https://www.reddit.com/r/TenX/comments/6wc8kw/what_if_mco_doesnt_meet_expectations_wirecard/
TenX Founder verifying info https://youtu.be/J8gNu69AXo0?t=41s