Litecoin and Ethereum are stable. You are not risking a lot by investing into these two. Neo coin is on breakout now. Chinese crypto - Chinese community is huge so adaptation could be huge -we will see what Chinese regulators will do. Those 3 are my picks. Already profiting on ETH and LTC last days 
This can be accurate. Head something similar from a friend and for last few days i research and seem like this NEO will be quite the bummer. NO mining just staking the more you have the more stakes interest you will receive. This look like a good and promising project that in motion and on top of everything price for NEO is great.