The entire accusation that these people are scammers is unfounded. I have read through all of the material they have added and already have a plausible explanation.
Spectrocoin is not an imaginary company working from anonimity, but they are a physical company with that do have to follow the law. Lithuanian law in particular, as all of those who have used their services agreed to their terms and conditions. And these sob stories are propagated here because the people in question have not read terms and conditions. Why? Because as Spectrocoin is a registered financial institution they have to abide to the laws which regulate money transfers regarding the prevention of terrorist financing, tax fraud, money exchange and laundering. In Lithuanai you have to provide a real ID if you want to exchange money. The people in question who wrote these sob stories deposited their money onto their accounts (and therefore they have parked them, for all legal purposes on Lithuanian soil). 100 bitcoins or 40 bitcins is a sum that exceeds all the limits that add extra conditions for the regulations for additional scrutiny regarding the transfers of funds to kick in. We do not know if the funds in question are obtained legally or illegaly - neither does Spectrocoin, as we see from all the comments by their representative. Spectrocoin abides by the law and should the value of funds exceed a certain amount additional questions are to be asked and additional proofs of identity or the origin of funds (they are obligated to do this by the law). The laws requiring to provide ID and aditional proofs are to be made stricter soon, and should the ammount exceed 3000 EUR, than the company will be obligated to ask additional questions.
For all intents and purposes (if the money exists) it is in a legal limbo - until the proof of legality of how the funds were obtained and the origin of the funds is provided in a document that would be accepted by the law enforcement agencies it still belongs to owner, but cannot be moved without the proof that the person exists and/or funds were obtained legally .
After all is said and done - the company have been accused of folowing the law.
I have no comments regarding Bankera, although should it fail it will reflect badly on MEP A. Guoga, who attached his name with this projects.
P.S. I am in no way related to the company, have been using them for couple of years, no complaints, although their exhange is a bit pricey.