Ok guys let me give you also some figures 
TenX Monaco
Ordering the card - 15 USD FREE
Virtual card - 1.5 USD No virtual card
Annual card fee 10 USD FREE
- If u spend more than 1000 usd/year FREE
Virtual annual fee 10 USD No virtual fee
- If u spend more than 1000 usd/year FREE
Foreign exchange fee 0% Free monthly limit depeding on your card CLASS. After that 0.5%
Atm fee 2.75 eur (not usd, but EURO) Free monthtly limit depending on your card type. After that 2%.
0.75% Crypto cash back when you pay with your Monaco Card.
From Ruby and higher class all cards are from METAL
I might have forgot something here and there but these are the main things.
TenX supports 3 different crypto currencies. Monaco will support 4 different kind of crypto currencies.
TenX Monaco
Ordering the card - 15 USD FREE
Virtual card - 1.5 USD No virtual card
Annual card fee 10 USD FREE
- If u spend more than 1000 usd/year FREE
Virtual annual fee 10 USD No virtual fee
- If u spend more than 1000 usd/year FREE
Foreign exchange fee 0% Free monthly limit depeding on your card CLASS. After that 0.5%
Atm fee 2.75 eur (not usd, but EURO) Free monthtly limit depending on your card type. After that 2%.
0.75% Crypto cash back when you pay with your Monaco Card.
From Ruby and higher class all cards are from METAL
I might have forgot something here and there but these are the main things.
TenX supports 3 different crypto currencies. Monaco will support 4 different kind of crypto currencies.
Facts:-
TenX is based in Singapore
TenX has a working product with cards distributed all over the world.
Fenbushi Capital who is an Investor and Advisor to Tenx, General Partner of Fenbushi Capital is Vitalik Buterin (Who is also based in Singapore) https://www.crunchbase.com/organization/fenbushi-capital#/entity
TenX is issued under Wavecrest under the My Choice program, but is currently applying for a Banking license in Singapore
TenX currently supports Bitcoin, Ethereum, Dash and ERC20 Tokens.
TenX team gives weekly updates on the progress (Youtube, Twitter, etc) https://www.youtube.com/channel/UCrh49JX-9UQJbee6e4EGhog
TenX charges fees for ordering the card as well as annual fees (its a working product)
TenX is worth $3.70 (79000 sats) currently (ATH was at $6.21)
Monaco is based in Hong Kong
Monaco does not have a working product yet
Monaco has deleted links with Visa
Monaco does not charge fees for ordering the card and annual fees
Monaco will support 4 different crypto currencies
Monaco is worth $9.94 (214230 sats) currently (ATH $27.10)
IMHO either TenX is undervalued or Monaco is overvalued. Based on the FOMO and Hype it does not equate to current prices, my prediction is that it will fall to $7 next week and $5 the week after if not sooner.