Hypothetically speaking. You win a 50k scratcher at your local gas station...how would you spend that money in the crypro world? What coins would you invest in? Would you mine coin, if so what kind of mining rigs would you get? What would be your dream crypto investing scenario with a 50k bank roll?
With $25k budget, I would defnitely start mining today. It's very profitable if you do it for altcoins, not bitcoin. 50% of the budget is enough.
For the rest:
$13k for bitcoin investment.
$7k for ethereum investment.
$5k for mixed altcoins investment by picking the best ones.