I see VISA as a good, temporary (for the years to come) solution. It's isn't just for it's shopping potential; it connects fiat cash with cryptos through 'normal', non bitcoin ATMs too. If such cards become more popular, cryptos become more popular.

If you look at the MCO price graph it is obvious the pump that started at around 8/25 has now been dumped, possibly taking some panic sells along with it. And by my brief experience in exchanges I can tell many or most traders don't care what coin they trade, they just go for it if it appears profitable to them. Whether MCO will succeed or not in the long run is not based on pre-launch graphs. It is based on how legit it is and how well it will go as business.  

Please take nothing thaty I say as advice (to buy or not), just my opinion. I don't want to be responsible for others. If it drops more I might as well buy some more myself.