What the heck is Dwolla? For retards that cannot fill in a wire transfer form?

In theory BTC could work without any fiat conversion at all, all that would be required is a published conversion rate, which merchants all over the world could use, to convert their fiat prices into BTC and accept it.

Somewhere in between is BTC marketplaces that just bring buyers and sellers together; then what? Will the DHS seize every bank account on the planet? Wire transfers are peer-to-peer too.

Go, retards, panic sell.