IMO the 55% refund is an opportunity for U.S. customers and people who don't like to reveal ID to withdraw their funds. If you aren't one of them, I suggest you wait until September 15th to receive full balance.
I verified at btc-e & xbtce. I dont have a problem revealing my ID as I have nothing to hide. My only is that my belief that I have done nothing wrong may not be shared by the feds seem to suggest we are criminals by association...
I still remain unclear as to how fiat balances will be converted on 15th. If they willl use the same ratio i.e. 50% 25% 25% btc ltc eth respectively and whether this ratio will be calculated on the day.
Also if our 55% may improve based in other factors such as increase value of coin and people who decide to forfeit their 45%
I really am not happy about the idea that full fiat balances will be converted to tokens whose value may instantly decrease...