I assume fiat balances will be converted to coin on 15th?
If the value of coin is higher on 15th than now the conversion will result in less coin.
This should be compensated by the increase in the 55% that they intimated, but it all seems a bit vague.
Currently for those optiong for a refund timing is quite important...
I don't think fiat balances will be converted. I think they plan to offer some limited fiat withdrawal options (even if only cash by courier or something). This is supported by the fact that they are offering USD/USDET markets. That's why staying until the 15th is unattractive for fiat folders. I'm not sure if their USD markets will reflect the real value of USD.