Stop trusting exchanges. it doesn't make sense.
I like what bitcoin.de is doing much more; they are not storing $$ or , its just a marketplace and you pay the other person directly.
That's far from a perfect system. It's a great site but we also want(not need) to trade in the the centralized places. Like an escrow where you don't have to directly deal with thousands of peoples bank accounts and don't have to be responsible for checking who you're dealing with. But WTF. I have never heard of anything like this. Like the DHS seized the Bank of America's or UBSs account.