Universa's advantage is the fast transaction speed and smart contracts.

For fast transaction speed, isnt there already Ripple coin? They have clients like Standard Chartered. What clients does Universa have? Bank of Liberland?
If I am not wrong, Ripple does not depend on mining as well, what adv does universa have over Ripple ?

If you could buy Ripple or Universa, both have fast transaction speeds, but Ripple is being used by major banks. Why would anyone choose Universa over Ripple?

For transaction history, if i am not wrong Universa coins do not keep the transaction history so that the transactions can be done faster. What if the public wants to be able to trace the transaction history of the coin ?

For mobile devices, universa is only targetting andriod phones? How about iphones?

Also, Universa coin is the offical coin for Liberland,

https://www.google.com.sg/maps/place/Batina,+Croatia/@45.7708104,18.8686165,15z/data=!4m5!3m4!1s0x475cd3167006b42b:0x2600ad5153374112!8m2!3d45.8416463!4d18.8456514

https://www.youtube.com/watch?v=EiHj1gKFQk0

From Wikipedia: The area is about 7 square kilometres (2.7 sq mi), and most of it is covered with forests. There are no residents. A journalist from Parlamentní listy (cz) who visited the area in April 2015 found a house that had been abandoned for about thirty years, according to people living in the vicinity. The access road was reported to be in a bad condition.[11]