Wow 1000 page, i will buy this coin when i have my loan.
Ugh, I am not so sure that's a good investment idea.

That's how people get into financial trouble quick.
That is also how people get rich, so its like a gamble with reduced risks.
One of the Capital Laws in cryptos is to never risk what you cannot afford to lose. A loan sounds to me like something one cannot risk to lose, but perhaps you are thinking otherwise ...

But on think you are right - yes, it is like a gamble with a (perhaps) reduced risk.