Either to be honest. I just don't want to put in 100 a month to wake up 1 morning to find rates have massively dropped
If that's going to cause you sadness then you shouldn't put a penny in. It could happen at any moment. People who put money in at the end of 2013 had to wait over three years to break even. There's a lot of risk however you want to look at it. Everyone here's taking it and that's why the rewards are potentially very high or non existent.
,yeah, because basically when you want to invest specially to bitcoin, we can be so sure to what it price will it hit by the next year. see? Most people who invested in bitcoin are waiting for almost years just to have the price they really wanted, or should i say the reward totally paid off, as what you have said is risky all the way that is why make sure inthe end you wont regret.