Pretty much the best ICO eveh, now we can do the KYC easily with lake monster and every body with every governments worldwide will recognize our rights of being our own decentralized banks. my problem is that no government is legitimizing the decentralized authority. it means when it comes to real world problem solving only the parties which the government is giving them authority could fix my problem, for example if I want to register a physical Visa card in order to register in google services or register on an exchange to deposit fiat, no body will accept me because the real authority (US government) is not allowing them to. if your services are going to listen to central authorities(governments) then there is no difference between you and the already established banking system.
We plan to stay compliant and work with regulators wherever we operate where possible. However, we feel that we are still radically different from traditional banks: In particular, their costs are higher and their risk management is inefficient. Further, our platform gives users the opportunity to earn fees by serving others, which can't be done with regular banks.