Oh, come on now dude ! You have 21 posts and in all of them you are accusing different coins of being scam. Can't be all that bad !
I don't know about Bankera, but being backed up by Spectrocoin, I trust it and I already bought 175k.
I've been using Spectrocoin for quite a while now without any issues. I even have two cards registered with them, which are accepted in most of the online shops and ATMs as well.
Just get a life and let us live ours.
Cheers.