First of all it's kinda funny to see everybody answer to a FUD dropped by a newbie with 3 or 5 posts.

And about the question: I would say that banks are a fraud, since they give away for big bucks money they don't even have. See, I can have a rational argument. Why the banker thinks the Bitcoin is a fraud, because it's expensive, really? Now, I will also tell why this discussion should not take place: because of the conflict of interests. The banker tries to protect the banks' interest and I try to protect Bitcoin.

What side are you for? What you think?