People do not care.. They will continue investing in scam and ponzi schemes despite all warnings. almost all ICO's  are nothing but a scam ! Just a white-paper with issued Tokens via Ethereum and most of them collected millions. Chinese did the right thing when banned all that scammy ICO's and EU countries will follow china very soon ! Re: bankera, we already saw cryptobank projects like polybus, chronobank etc... all of them collected millions and all of them are nothing but a scam created by scam artists !