Hello citizens of bitcointalk,

This year there have been many rumors and news articles about Chinese exchanges, also Poloniex exchange, they may be insolvent. The exchanges steal the customer funds and gamble it in the market. The exchanges lose the customer money and cannot pay back. Lots of articles here and here:

https://cointelegraph.com/news/rumors-of-insolvency-circulate-among-users-of-bitcoin-exchange-poloniex-support-slow
https://steemit.com/chinese/@raogf/chinese-bitcoin-exchanges-accused-of-misappropriating-client-funds

(just some example)

I'm worried many exchange they would fail this year. I think cold wallet is more safe now if you unsure. Everyone be careful this time.