I would work hard, try to find more jobs, maybe sell some things which I can live without, make safer/more likely to win straight sports bets instead of parlays, which I usually don't do as they don't offer good odds but they are far more likely to win. And last but not the least, ask for help from my friends and family. Depends on the situation though, like how desperate it is.
I do agree with your statement, If I really need money, I will find a way to have it. Yes, nowadays money is one of the main problem of our society. Hence some people did bad things to have money even though they will need to destroy their reputation and scamming people to easily have the money they need.