Newbie here, but would like to know the opinion of other experienced users/anyone with an opinion (everyone) here

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With the recent bans, and news of crypto tightening regulations, some coins (mostly those which are modeled as a security) are beginning to move more into an accredited investor/institutional investor-only ICO.
Do you guys see it as ICOs/blockchain defeating its own purpose by being open only to individuals with the big bucks, a needed measure, or there is way for us to agree on a middle ground?
You have a point, but you should check also that these are ICOs, i think it is the same model with IPOs ,like this is what IPO/ICO 's offer, it's for you if you will invest or not, i think there are some ICOs that allows a low rate for investment.