It is never too late. I just invested all of my money ($100,000) in NEO. I bought at the price of $40 and I will keep it for long term (at least a few years). I believe NEO will rise to $400 next year!
China market is HUGE!
I was thinking about your post. Did you sell all your Neo or are you still hodling on to it? Must be hard watching 100,000 drop to $40,000. Personally i am also hodling a lot of Neo but not as much as you. But i am still in green averaging around $15 and i dont plan on selling.