Apology for not having answered before to your question and thank you for asking.

Monetha.

Monetha address only online seller and accept only cryptocurrency. The retail product shall be available mid late 2019.

SelfPay.

SELFPAY, provide payment services for Online and Offline business, the sellers do not need to have a web site to use our solution which include a mobile point of sell. Of course, Selfpay provide also online payment.

SELFPAY already accept payment in credit card/debit card,  the seller crypto back reward is coded as we speak as well as the crypto payment, which is really easy to code compared to credit card payment.

Our product for retailer is ready and will be spread in South East Asia post ico, beginning of 2018


To resume, from a product perspective

• SELFPAY product cover most, if not all, seller use cases  and also is addressing online and offline business
• The product already exist, no need to wait 2019 to have it.

From an investor perspective

• SELFPAY market is bigger than Monetha, we are addressing online and offline business, existing debit and credit card consumers and of course crypto payments.
• We are targeting South East Asia first so not the same market size and not the same consumer.
• The SxP token have a burn and redeem functionality, ensuring that the token price will always goes up.