Have they own walllet is not a necessity for UTRUST, but maybe they will do it, but the major milestones is to have a huge liquidity with Utrust, then it will be really easy to use Utrust as a payment solution.
I want to ask some questions regarding the difference of having their own wallets, I mean they will be having their own wallet for Utrust? Is there any advantage if they have? Because for me it seems that having one would also be good to hear and it attracts more investors because of its unique features and they have their own platform rather than using smart contract, but i guess it wont be beneficial anyways.