Nice interest rate but I doubt anyone with a shred of intelligence will email you to take up your offer. Instead, unless you lock this thread soon, you can count on your account being tagged and painted red soon.

You can't get loans here if you can't offer valid and adequate collateral. Many have tried, conjured up wild and inventive stories, offered worthless collateral.. they all failed.

To borrow the 0.04 BTC, offer good collateral worth 120% or more of 0.04 BTC and you might get offers.