Actually, I would not compare Monetha or Utrust to Selfpay, as they are numerous difference in SelfPay project

• They do not have any product ready yet, we do.
• We are addressing offline merchant they do not.
• We are providing a mixed solution where merchants can transition smoothly from credit card to crypto currency.
• We are ins Asia not in Europe

Our market is bigger, credit card, debit card payment , crypto currency payment and B2B transaction between seller.

One of the original crypto currency vision was to replace cash, this is what we are going to do with SelfPay.