In my opinion, Civic is one of the most undervalued coins in the market today. Digital identity management and security is going to be massive - not just because of blockchain and cryptocurrencies, but because of progress in the digital age and artificial intelligence.
Civic has an excellent team, a strong well respected (even though sometimes unnecessarily vocal) leader, a proven working platform, and an early start being a prime mover, already have a good number of relationships and customers.
Take your call.
LOL you're just a newbie, you know nothing so don't provide advice and learn before.