To all of those saying it's "early".

Keep in mind that even though they released the token recently, this project has been in the making for years now and it's a finished product.
I'm pretty sure SWIFT wouldn't be interested in a company that was founded last month and without having a working product.
Also it's useless comparing it to Ripple because they do very different things. Chainlink is a middleware and as such can be used for MANY things that Ripple cannot do, not just banking.
Of course it's too early to expect it to reach Ripple's marketcap but I believe there are still some good gains to be had with this one.