Also, if you are in the United States, you know that retirement account you thought you had? Perhaps now would be a good time to cash out and go physical instead of one's and zero's...!
I think that you know that is easier said than done. For most people, the tax consequences alone of early withdrawal results in most people delaying such a decision. My wife would never let me do any such thing, until the day that I can show her that it's already happening to others, by which time it will probably be too late. The only thing that I can realisticly do is take out a "loan" against it, for which I can only get half of the nominal value and I have to pay back.