Okay I have read threw the whole 4 pages and there is questions that did not get a clear answers to it until now , This 20% is just too good to be true ! and your answer to this part was totally not straight forward , It is simply saying 20% , not saying upto 20% so you are promising a fixed 20% per year ! ? IS this correct ? And if yes can you go in details how you gonna manage to do so !!
BTW I like your website a lot .