We should all see where we are standing and look into the future. The past is only there to learn something. So "If I would..." sentences are there just for analysing and learning.
Main question is why we decide to invest into some opportunity. If I answer for myself it is: Enough information and product that makes sense.
I had conversation last week with one of my friend and he said: In november when I had money I should put everything into BTC or ETH and just wait (He has only a small ammount in XAUR).
I said: Why you didn't? The answer was logical: Because I didn't know what will happen.
So I responded: If you would have the money now would you do it? Buy BTC or ETH?
Again response for me was as expected: Probably not.

What is my point: We never know exactly how some information will reflect on the market, so if results on the market are not only based on information people get, but also on something tangible, it makes a big difference. If you want to have some balance between speculation and security, I still believe Xaurum is the best choice. That's why I hold 85% of portfolio in XAUR. If you just want security, buy physical gold. If you are willing to risk all on speculation, buy other cryptos. With some you might have a really huge profits, but you must be prepared for huge loses also.