I found this comparison between monetha and uTrust from previous conversation, I hope it will provide you enougj ingormation to answer your questions.
So many people asking so here you go. My personal review of Monetha vs UTRUST:
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Thanks a lot DanF20 for the comparison.
Great work! This comparison shows that UTRUST is a much better platform then Monetha!
This ICO will be huge and cant wait to take part of it.
Great work dev team! Love it!