And the last note I will make is, see how 'services' are not protected under Seller's protection either? That means that if I charge you for a service, and you pay me, there is literally no way Paypal could ever reverse the transfer at that point.

Edit* Actually I am reading what you are saying about the Seller's Protection. I will definitely have to keep digging into this until I get to the bottom, you raise a good point.