Yeah I am continuing to do research, just finished my second call to Paypal today. It seems like they run a pretty fair investigation when a dispute is claimed, to try and determine the validity of each party's statements. I am basically going to implement certain identity verification standards that will be able to stand up against any disputes claimed, and stay rather discriminating with who I offer the service to (who as of now only extends to a single party).

I am cautiously optimistic at this moment