Hi there! There is a presale from October 11-24. You can find details on our bonus structure here:
https://stktoken.com/register-for-presale.html

The funds we raise will be invested directly into the development and public launch of the solution.  The more capital we raise, the faster we can build and deliver our product.  It also has a direct implication to the number of users we can initially onboard since we will set aside a fiat liquidity pool in order to settle transactions instantly with the merchants accepting the payments.

I hope that answers your questions!