Subtoken CRPT:CRED is the one of our cryptobanking products. It is an internal blockchain based lending system. Subtoken CRPT:CRED has no relation to a regular CRPT token.

For example, a client loans 100 CRTP:CREDs for 3 months loan period. The main condition of the loan smart contract is to bring back 105 CRPT:CREDs when the period is over. Thus, credit tokenholders can generate revenue when sell CRPT:CREDs again as the CRPT:CREDs rate grows on the exchange.

So there is no ‘interest’ in the ‘percent for having’ meaning. Revenue is generated by CRPT:CRED rate change.