A decentralized Uber is what this project going to become. Its about time and hopefully it has a cheaper and wider coverage without state intervention . But naturally we as passengers need insurance for our protection in case we figure in an accident.
You are almost right, except for the fact we do not charge any fees. Wider coverage?
Yes, just download the app and purchase Cryder tokens.
State intervention? Lets see how they gonna stop blockchain.
Passenger protection as we many times said, illegal stuff is illegal and other accidents, can always happen, there is no protection from that.