I think even though the rapid development of digital money today, digital money is still difficult to replace the role of fiat money in society, especially people who still live in the village or remote place. Currently most of the digital money is still used by urban communities where they live very possible to use the digital money. in my country, based on data released by banks, the demand for fiat money is still stable even up to five years ahead, because the needs of society is still high with fiat money for everyday transactions.