For this time anything can happen. but I think that the world will switch to another payment system, the world financial revolution will take place 
If were talking about the new payment system in that year as we can see nowadays bitcoin can be use to pay bills like today if you wanting to pay your bills you can easily use your bitcoin wallet like our using bitcoin wallet that based in our country which it is easily to use and easily to withdraw whenever you want. Maybe this will be implemented with in 2020.